Help to Buy is available for both first-time buyers and existing homeowners and is available on new build homes in England up to the value of £600,000 and up to the value of £200,000 in Scotland. Help to Buy is a great opportunity for purchasers to get onto the property ladder or find a home that better suits their needs and wants.

One of the most popular elements of the Help to Buy scheme is that purchasers only need a 5% deposit to buy their new home.

How it works:

  • The Government will provide an equity loan of up to 20% of the value of your property which is interest-free for 5 years.
  • Purchasers then only need to secure up to a 75% mortgage.
  • The Help to Buy equity loan can be repaid at any time within 25 years or on the sale of your home.

Help to buy calculator

Property value
Results with help to buy
Deposit required
Help to Buy loan
Mortgage required

The terms of the scheme vary between England and Scotland so please ask our experienced and helpful sales teams in your local area for more information. Alternatively, visit the Help to Buy website for full details of the scheme.



For help finding your perfect new home, call our team on 0300 1233 585 or Contact us